What is Covered by Bumper-to-Bumper Extended Warranty? (2021)
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- The bumper-to-bumper warranty is excluded and protects most vehicle components.
- A bumper-to-bumper extended warranty can be more expensive than other warranty contracts.
- Contact reputable providers for quality coverage.
Bumper-to-bumper extended warranty plans only offer the highest level of coverage offered by any manufacturer or third party extended vehicle warranty provider. However, even the most comprehensive plans have their limits.
In this review, we go into the basics of an extended bumper-to-bumper warranty, including covered components, typical exclusions, cost, and more. We also offer reviews of the best extended auto warranty Companies that offer bumper to bumper plans.
Receive free personalized quotes for extended bumper-to-bumper warranties from our top recommended retailers below.
What is a bumper-to-bumper extended warranty?
A bumper-to-bumper extended warranty is the highest level of warranty protection offered by an automobile manufacturer or third party supplier. The bumper-to-bumper extended warranties cover most auto parts after mechanical failure.
Bumper-to-bumper cover is offered for new vehicles through the manufacturers’ limited factory warranties. These plans typically last three years or 36,000 miles, whichever comes first. To protect your car after your manufacturer’s coverage has expired, you can either purchase an extended bumper-to-bumper warranty from the manufacturer or from a third-party supplier.
What does a bumper-to-bumper Extended Warranty Cover?
A bumper-to-bumper extended warranty covers most of the mechanical components between the front and rear bumpers of your vehicle. Bumper-to-bumper plans are excluded, so few excluded components will be listed on your contract.
Typically, these types of plans include parts and systems coverage, including:
- Drive axles
- Fuel system
- air conditioner
- Electronic Components
- Engine cooling system
What is not covered
Ironically, a bumper-to-bumper extended warranty doesn’t cover the bumpers themselves. Other common items that are excluded from full insurance plans are:
- Collision damage
- Interior padding
- Environmental damage
- Car glass and light bulbs
- Routine maintenance services
- Damage from abuse, abuse, or neglect
- Wear parts such as brake pads and wiper blades
- Cosmetic damage such as paint scratches, bumps, and bumps
- Damage caused by insufficient maintenance or improper maintenance
While bumper-to-bumper extended warranties do not cover maintenance such as changing oil and spinning tires, most automakers and third-party suppliers require you to follow the manufacturer’s recommended maintenance schedule in order for your warranty to remain in effect.
Most manufacturer-to-bumper manufacturer-to-bumper extended warranty plans offer perks such as:
- Roadside assistance around the clock: Covers services like lockouts, battery starts, emergency fuel deliveries and more
- Courtesy towing: Coverage for being towed to the nearest dealer or, if you have a third-party warranty, through the certified repair facility of your choice
- Travel Disruption Coverage: Reimbursement of meals and accommodation if your vehicle breaks down far from your home and you have to stay overnight while it is being repaired
- Reimbursement of rental cars: Alternative transportation cover while your vehicle is in the repair facility for a covered service
The exact coverage details and additional perks vary depending on the selected provider.
Who Has the Best Bumper-to-Bumper Extended Warranty?
Our review team analyzed all of the major warranty providers and looked at plan options, costs, customer ratings, company reputation, and more. Based on this research, we have found that Endurance, CARCHEX and CarShield offer the best bumper-to-bumper extended warranty plans on the market.
Here’s a closer look at the bumper-to-bumper plans offered by each company:
# 1 Endurance Supreme Coverage
The Endurance Supreme Bumper-to-Bumper Extended Warranty is best suited for riders who want:
The Supreme plan covers all major vehicle parts and includes standard exclusions. All Endurance plans come with breakdown assistance, rental car and travel disruption protection for the duration of your warranty. The provider also includes a free year of enrollment for the Endurance Elite membership program with each plan. This offers additional advantages such as:
- Additional breakdown assistance
- Repair finance loan of up to $ 5,000
- Repairs or replacements of key rings and tires
- Identity theft protection and recovery assistance
- $ 250 worth of vouchers for shopping, dining, and hotels
- Personal concierge service to make reservations or get directions
Find out more about coverage in our full Checking the endurance guarantee. You can also get a free, no-obligation quote for an extended bumper-to-bumper warranty.
# 2 CARCHEX titanium cover
CARCHEX may be the best choice for drivers looking for a provider that:
- Has thousands of positive customer reviews online
- Offers a term of up to 10 years or 250,000 miles
- Partner with great experts in the auto industry such as Kelley Blue Book and CARFAX
The CARCHEX Titanium Plan is an exclusive bumper-to-bumper extended warranty that includes perks such as roadside assistance, towing services, rental car refunds, and travel interruption coverage.
CARCHEX enjoys a positive reputation with both industry experts and customers. The company currently has an A + rating from the Better Business Bureau (BBB), indicating that it has sound business practices and is effective in handling customer complaints. The provider also has a 3.6 out of 5.0 star rating on Trustpilot, which shows that the majority of CARCHEX customers are happy with their coverage and service.
Find out more about the warranty coverage that CARCHEX offers by reading our full information CARCHEX evaluation. You can also see what plans your car is eligible for and get a free quote below.
Best for older vehicles
Top rated provider with unmatched customer service and affordable coverage
# 3 CarShield Diamond Coverage
CarShield offers the industry’s most affordable aftermarket vehicle warranty in the industry. This provider is a good choice for drivers who:
- Affordable prices
- Flexible financing options
- Cover for alternative vehicles such as motorcycles
CarShield’s Diamond Plan provides bumper-to-bumper coverage for vehicles up to 200,000 miles. All plans offer standard benefits, including roadside assistance, rental car refunds, and travel interruption coverage.
The provider has been in business for 15 years. CarShield offers a total of six coverage plans. It is one of the few top providers that covers motorcycles and ATVs, as well as standard cars.
Read our comprehensive CarShield rating To find out more about this supplier, get a free bumper-to-bumper extended warranty quote below.
How much does an Extended Bumper-to-Bumper Warranty cost?
An extended bumper-to-bumper warranty costs approximately $ 2,500. However, the exact pricing depends on your vehicle. We have received offers for bumper-to-bumper warranties ranging from $ 1,700 to $ 4,600 for three to seven years of coverage.
When we asked Endurance, CARCHEX and CarShield for offers for a 2018 Toyota Camry with 28,000 miles, we received the following prices:
|# 1 perseverance||# 2 CARCHEX||# 3 CarShield|
|running time||5 years / 100,000 miles||5 years / 100,000 miles||5 years / 100,000 miles|
|Deductible||$ 100.00||$ 100.00||$ 100.00|
|financing||$ 71.59 for 36 months||$ 136.17 for 18 months||$ 83.28 for 18 months|
|total cost||$ 2,732.89||$ 2,451.06||$ 1,794.04|
Keep in mind that there is no one-size-fits-all pricing for extended warranty coverage, and the cost of your own plan will vary based on:
- Your location
- The type of car you drive
- You choose the deductible
- The age and mileage of your vehicle
- Regardless of whether you purchase coverage from a manufacturer or a third-party provider
frequently asked Questions
What is the difference between a powertrain warranty and a bumper-to-bumper warranty?
Powertrain warranties Cover only the most important components of your vehicle like the engine, transmission, and drivetrain. Bumper-to-bumper warranties cover almost all auto parts, including those covered by powertrain plans.
Are bumper-to-bumper extended warranty plans worth it?
Extended bumper-to-bumper warranty plans pay off for many drivers. Even if you are convinced of the reliability of your car, an extended bumper-to-bumper warranty can give you extra safety on the road and cover most auto parts after mechanical failure.
Are extended warranty prices negotiable from bumper to bumper?
Bumper-to-bumper extended warranty pricing may be negotiable depending on where you purchase coverage. Regardless of where you buy your cover, it’s at least worth cutting the price of your bumper-to-bumper extended warranty.