6 Useful Safety and Insurance Tips for Parent Drivers


Carrying the responsibility of being a safe driver as a parent with children present in the vehicle can be quite a burden, especially when you start thinking about the consequences of not driving safely. As the guardian of the minors who you’re perpetually chauffeuring around, you have a duty to make sure they’re safe on the road and well-positioned to be taken care of in the event of an accident or other travelling mishap. With that said, here are five safety and insurance related tips that every parent driver should know:

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  1. Have a Life Insurance Policy

Even if you follow all of the steps on this list and every other safe driving guide in the world, there’s always the possibility that the worst could happen on any given day due to a myriad of uncontrollable factors, including but not limited to the actions of other drivers. Obtaining a life insurance policy is a surefire way to make sure your kids would be set financially if anything ever happened to you as a driver. Check online and sift through the different life insurance plans to find one that suits you.

2. Practice Defensive Driving

While you can’t control the actions of other drivers, you can make sure you’re prepared to respond accordingly at sudden notice. Most importantly, pay attention to the distance between your vehicles and others, and be sure to use your rearview mirrors and check your blind spots before changing lanes. Taking a defensive driving course is something that every parent should look into.

3. Bring an Emergency First Aid Kit

No matter where you’re taking your children, whether it be to school or the park, there’s always a chance they could be injured along the way. Kids have a way of getting into mischief and getting hurt, so make sure you keep a first aid kit in your vehicle at all times.

4. Always Have Roadside Assistance

Every parent should have roadside assistance activated on their car insurance policy to ensure they’ll be able to receive help quickly in the event that car breaks down. You might think that you’ll be able to just call a cab or Uber to come pick you and the kids up so that you’re not stuck waiting in a car on the side of the road, but in areas where there aren’t those kinds of on-demand transportation services available, having roadside assistance to rescue you could be a real saving grace.

5. Pack Parenting Essentials Every Time

You might think “oh, we’re only going down the street to the store so we don’t need to bring anything” but you never know when you could be stranded due to some unpredictable mechanical issue. Bring diapers and wipes, bottles, snacks, extra phone batteries, and anything else you might need to keep the kids happy during such a scenario.

6. Don’t Let Other Drivers Influence Your Driving

The vast majority of cars on the road are not carrying children, so when you see motorists flying by you at 85mph in a 65mph speed zone, that doesn’t mean you should follow suit. Instead of opting for the carpool lane every time, consider the safer route of staying to the right so that you can travel slow enough to react to problems that could arise on the road.

Keep these tips in mind to minimize your chances of being in a road accident.

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