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For many people their cars represent much more than simply a mode of transportation. It’s an extension of their personality. Their dream car is the ultimate representation of what they want to be seen as. Unfortunately, though, people’s dream cars rarely come cheap.

Buying New

If you’re looking for a new vehicle, you may want to consider a hire purchase. This works by paying an initial deposit on the vehicle (usually between 10-20% of its value) and then paying out the rest over monthly instalments. While this will require you to make what could be a significant initial investment, spreading out the cost over an extended basis may be more financially viable in your situation.

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If you can’t work a hire purchase into your budget, you may want to consider leasing the vehicle instead. While you likely won’t have to pay a large deposit, remember that you’re paying to use the asset only and won’t own it at any point. You can choose a contract length that suits your needs, usually between two-to-four years, and at the end of the contract you can decide to either renew or switch to a different vehicle.

Buying Used

If your dream car happens to be an older vehicle not readily available, you may haves to do some legwork. Before you invest a significant amount of time into finding the car, though, you should first consider what the most common mechanical problems will be and how easy they are to deal with. If you have no mechanical experience whatsoever, you might want to consider some kind of basic car maintenance course before you go through with your purchase. The prospect of seeing specialist every time something goes wrong could become an expensive proposition.

When it comes to finding vintage cars, consider joining a hobby club. Not only is this a great way to educate yourself, but it’s also one of the best ways of finding a good deal. Those selling classic cars are often of a generation not accustomed with selling online as has become the norm. When you’re dealing with online listings, you’re also up against a potential global market in the hunt for the winning bid. Remember what the vehicle is worth and don’t let your emotions get the better of you.

Owning your dream car may mean going down a route you didn’t initially plan, but it’ll be worth it once you eventually get your hands on the wheel.